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I need help to get out of foreclosure

ofmostneed08
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Posted by ofmostneed08

on Jul 21, 2007

Hello to all who read this...I have recently had my hours cut at work and been forced to transfer to a farther location.  I have had some recent set backs that have put me in the hole and am now facing foreclosure on my home.  I NEED HELP...My credit scores are low and prevent me from refinancing to pull equity out so I am in facing a downward spiral situation.  I have contacted an attorney who specializes in mediation with your mortgage company but initially the fee is $1500.00 of which I do not have.  We live in a creative day and age so I am turning to the internet for help hoping to find someone who has a kind and generous heart.  If you have experience with this type of situation and can offer advice, if you are willing to loan the money or possibly donate the money---I would more than appreciate it.  This is my first home, I have put alot of sweat into fixing it up as it was a disaster when I purchased it---I can't loose it...PLEASE HELP!

Categories: Help, loan, assistance, foreclosure, money needed, donation
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ofmostneed08
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2. ofmostneed08 posted on Jul 27, 2007

Hello---I contacted a mediator that I found on the internet. I called several numbers seeking after programs that I found but this company was the only ones who respondend. I was shocked when someone actually picked up the phone---we had a great conversation-I checked them out with the better business bureau and also called some of his former clients to obtain referenced---all of which were great! http://www.homeretentionprogra ms.com/index.html----look at the program and see if it works for you. I also did find that if you file a chapter 13 bankruptcy you can stay in your home-it will give you an extra payment to make up to take care of the back payments but with the mortgage company you will be back at sqare one as if you started over. From that point my suggestion would be stay current for at least 3-6 months and then refinance. Hope that helps--if I find out anything else I will be sure to let you know. God Bless to you as well!

InHisHands
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1. InHisHands posted on Jul 26, 2007

Hi, Did you find any help? I am curious because I am in a foreclosure as well. I have 3 small boys and I am only 3,000 behind. Is there any help out there? we also have bad credit due to a bankruptcy a few years back due to a lay off. I am desperate, I may be forced to sell my only car. let me know. God bless :)

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